Pre dating checks illegal
Florida law gives the authority to prosecute the crime of passing worthless bank checks to the State Attorneys of Florida’s 20 Judicial Circuits.The proper judicial circuit for the prosecution of this crime is usually the circuit in which the check was presented and accepted.
Debt collectors may be prohibited from processing a check before the date on the check, but most individuals are free to take postdated checks to the bank immediately.
If you have multiple accounts or multiple cardholders on your accounts, you may not have good tabs on what is going on with your finances.
We've all made mistakes and bounced checks, often through no fault of our own.
Find out if the check was intentionally postdated, and figure out a solution. Most people don’t do this, in part because of the additional fees to monitor the account and prevent payment before the specified date. Because there’s a possibility it won’t clear, you might have better luck depositing those checks.
That allows your bank to place a hold on the funds instead of handing over cash immediately.What should I do to protect myself against being victimized by a worthless check?